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	<title>Comments on: Streamlined Loan Modification Program Announced</title>
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	<description>Arizona Mortgage Rates. Refinance FHA, VA and Jumbo Mortgage Loans.</description>
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		<title>By: Loan Modification: What To Expect If You Are Not Currently Late &#124; Mortgages Unzipped</title>
		<link>http://www.arizonamortgageteam.com/streamlined-loan-modification-program-announced/comment-page-1/#comment-796</link>
		<dc:creator>Loan Modification: What To Expect If You Are Not Currently Late &#124; Mortgages Unzipped</dc:creator>
		<pubDate>Fri, 30 Jan 2009 06:35:48 +0000</pubDate>
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		<description>[...] Important Disclosure: This information is meant to be a general guide to consumers about what to expect from a loan modification. I currently do not do loan modifications nor do I receive any money from any loan modification company for referring people to them, although my employer apparently is setting up a loan modification team, I have yet to refer them someone. I know this information because of the estimated one thousand people that I personally have spoken to over the last year about their options and referred them to various organizations for help. I have been saying the same thing about loan modifications for quite some time - that no lender follows the same process and each individual situation is different - so do not take anything here as a &#8220;guideline&#8221; or a &#8220;formal loan modification process&#8221; . In my experience, there is no such thing as a formal loan modification process(even though there are programs recently announced such as the Streamlined Loan Modification Program). [...]</description>
		<content:encoded><![CDATA[<p>[...] Important Disclosure: This information is meant to be a general guide to consumers about what to expect from a loan modification. I currently do not do loan modifications nor do I receive any money from any loan modification company for referring people to them, although my employer apparently is setting up a loan modification team, I have yet to refer them someone. I know this information because of the estimated one thousand people that I personally have spoken to over the last year about their options and referred them to various organizations for help. I have been saying the same thing about loan modifications for quite some time &#8211; that no lender follows the same process and each individual situation is different &#8211; so do not take anything here as a &#8220;guideline&#8221; or a &#8220;formal loan modification process&#8221; . In my experience, there is no such thing as a formal loan modification process(even though there are programs recently announced such as the Streamlined Loan Modification Program). [...]</p>
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		<title>By: Streamlined Loan Modification Now Available &#124; Arizona Mortgage Guru</title>
		<link>http://www.arizonamortgageteam.com/streamlined-loan-modification-program-announced/comment-page-1/#comment-597</link>
		<dc:creator>Streamlined Loan Modification Now Available &#124; Arizona Mortgage Guru</dc:creator>
		<pubDate>Tue, 23 Dec 2008 23:21:09 +0000</pubDate>
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		<description>[...] Tammy over at the Arizona Mortgage Team blog has done a nice job putting all this information in one place: Under the Streamlined Loan Modification Program,  your mortgage and escrow payments can be cut to 38 percent or less of an eligible borrower’s gross monthly income by some combination of: [...]</description>
		<content:encoded><![CDATA[<p>[...] Tammy over at the Arizona Mortgage Team blog has done a nice job putting all this information in one place: Under the Streamlined Loan Modification Program,  your mortgage and escrow payments can be cut to 38 percent or less of an eligible borrower’s gross monthly income by some combination of: [...]</p>
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