Phoenix Mortgage Rates will vary from lender to lender and will probably change multiple times each day. As you probably already know — mortgage rates change constantly. This is why we decided to post the average mortgage rates that are being quoted nationwide rather than try to update ours each hour. The rates posted here are not Phoenix mortgage rates and you should contact us directly if you are interested in seeing what your rate would be for your given credit profile.
Should you decide to apply for a mortgage anywhere in Phoenix, make sure that you are aware that your overall credit profile may not allow you access to the best rates. Phoenix mortgage rates can be higher if you have bad credit – and it is possible that you might not be able to get a mortgage at all if your credit profile is not good enough.
But if you live near Irvine and have great credit, the mortgage rates seen above can be something you can reasonably expect when shopping for a mortgage. Contact your Phoenix metro mortgage experts today to see if your profile is good enough to qualify for the best rates available.
Phoenix Mortgage Experts
We work, live and play right here in the Phoenix metro area and enjoy helping people find the right mortgage for their situation. We specialize in the government loan programs (FHA/VA/USDA) and have experience to draw from no matter what your particular situation is.
So whether you are a first time home buyer wondering what programs are available to you or if you live in Paradise Valley and are wanting to purchase a bulk lot of investment properties – we can easily help you with your financing needs.
Phoenix Mortgage Information and Programs:
Phoenix FHA Streamline
Phoenix VA Streamline
Phoenix Reverse Mortgage
Phoenix 8000 Tax Credit Information
Phoenix HomePath Mortgage Loan
Phoenix HomePath Renovation Mortgage Loan
Phoenix Bad Credit Mortgage
Arizona Mortgage Rates
Phoenix Fun Facts
Interesting and fun facts about Phoenix include:
- Phoenix was incorporated as a city in 1881 after being founded in 1868 near the Salt River, near its confluence with the Gila River.
- Phoenix has a notable and famous political culture. While it has historically been a stronghold for the Republican Party, in recent years, the metropolitan area as a whole and even more clearly, the city itself, have been shifting slowly towards the left.
- Residents of the city are known as Phoenicians.
- The history of Phoenix as a city begins with Jack Swilling, an American Civil War veteran who had come west to seek wealth in the 1850s and worked primarily in Wickenburg. On an outing in 1867, he stopped to rest at the foot of the White Tank Mountains.
- The Papago Park Prisoner of War Camp was established for internment of Japanese Americans. Only a few of its former buildings remain today.
- Arizona Republic writer Don Bolles was murdered by a car bomb in the city in 1976. It was believed that his investigative reporting on organized crime in Phoenix made him a target.
- Phoenix has maintained a growth streak in recent years, growing by 24.2% since 2000.
- Phoenix was one of the hardest hit by the Subprime mortgage crisis. In early 2009, the median home price was $150,000, down from its $262,000 peak in recent years.
- The Phoenix area is surrounded by the McDowell Mountains to the northeast, the White Tank Mountains to the west, the Superstition Mountains far to the east, and the Sierra Estrella to the southwest.
- As with most of Arizona, Phoenix does not observe daylight saving time.
- On average, Phoenix has only 5 days per year where the temperature drops to or below freezing.
- The early economy of Phoenix was primarily agricultural, dependent mainly on cotton and citrus farming. In the last two decades, the economy has diversified as swiftly as the population has grown.
- In recent years many Internet companies have found a home in Phoenix. Internet companies like eBay, Google, AOL, GoDaddy.com, IPowerWeb, and Easynews all have major offices located in Phoenix.
- Several museums are scattered around the valley including the Phoenix Art Museum. One of the most well-known museums in the area is the Heard Museum just north of downtown.
- The first newspaper in Phoenix was the weekly Salt River Valley Herald, which later changed its name to the Phoenix Herald in 1880.
- The Phoenix metro area is served by many local television stations and is the 12th largest designated market area (DMA) in the U.S. with 1,802,550 homes (1.6% of the total U.S.).
- Public education in the Phoenix area is provided by over 30 school districts.