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Another Insurance Saving Tip

by Chris Papaccio Homeowners Insurance

Hello all, here is another insurance savings tip. Save your deductible by doing some simple home maintaince that we call could be doing on our hot water tanks. We all know the water in AZ is horrible with heavy metals – what that means is not only do the wives complain about how it fees [...]

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Renting A House After Foreclosure: The Inspection

by Justin McHood Short Sales

If you find yourself in the situation where your house has been sold at auction, one of the easiest ways to find somewhere to live is to work with a property manager. And one of my Las Vegas property management friends was talking with me this week about something that is very important when moving [...]

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Short Sale, Trustees Sale, Loan Modification: Luck Is The Difference

by Justin McHood Loan Modification

The difference between getting a loan modification, trustees sale and short sale is — luck.

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How To Value A Property That Is Not Yet Built

by Shane Hollenback Real Estate Appraisals

It’s obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction projects does pose some challenges. Appraisals on homes that haven’t been built yet generally require the contractor and home buyer to [...]

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Kids Water Saftey – Can Save You On Homeowners Insurance

by Chris Papaccio Homeowners Insurance

Here’s another tip that has been drilled into you by TV and radio in AZ but I bet your insurance guy never told you how this impacts your wallet. Another insurance savings tip. Save your deductible – By Watching Kids Around Water / Pools. If you have a pool + kids + friend = potential [...]

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Canadian Home Investors – Home Insurance

by Chris Papaccio Arizona Insurance

There has been a couple postings about Canadian purchasing homes in AZ. These investors need to be made aware of some possible difficulties in obtaining home insurance. In the U.S. most major insurance carriers run a loss report and require homeowners to provide SS#’s for the best pricing. Many carriers have difficulty providing the best [...]

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Understanding Mortgage Lingo at Closing

by Shane Hollenback Mortgage Closing Process

Sometimes when you hear mortgage pros talk, you might ask yourself  ”What the heck are they talking about?” Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek. Even though you may have put your trust in your real estate and mortgage [...]

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The VA Mortgage Refinance Not To Be Confused With The VA Streamline Refinance

by Justin McHood VA loans

Learn the differences between the VA Mortgage Refinance and the VA Streamline Refinance. Both let you refinance your VA mortgage, but the VA Streamline is more restrictive in what it will allow you to do.

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Monsoon 2010 and Home Insurance

by Chris Papaccio Homeowners Insurance

With today the first day of summer and all the TV news stations in the valley broad casting their annual Monsoon Do’s and Don’ts for the season I thought I might shoot a quick reminder to all our homeowners about insurance this time of year. As a home owner there are a couple simple things [...]

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Shane Hollenback: Why Academy Mortgage Closes Loans In Ten Days

by Justin McHood Ten Day Close

Recently, we sat down with Shane Hollenback, who is the new branch manager at the new Academy Mortgage office in Mesa and asked him a few questions. The highlights? Question: What makes Academy Mortgage different than other lenders? Answer: Probably the fact that we can actually get a loan done on time and quickly. We [...]

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Five Myths About Home Values in Arizona

by Shane Hollenback Real Estate Appraisals

During periods of economic growth, when home values are typically just going up, most homeowners do not question appraisals much. And in times of turmoil when property values are declining, home sellers and even listing agents quite often question and pick apart appraisals. However, the actual appraisal process changed very little over the course of the [...]

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