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	<title>Comments on: Mortgage Discount Points: How To Make Them Free (To You)</title>
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	<link>http://www.arizonamortgageteam.com/mortgage-discount-points-how-to-make-them-free/</link>
	<description>Arizona Mortgage Rates. Refinance FHA, VA and Jumbo Mortgage Loans.</description>
	<lastBuildDate>Fri, 03 Feb 2012 22:46:49 +0000</lastBuildDate>
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		<title>By: Steve</title>
		<link>http://www.arizonamortgageteam.com/mortgage-discount-points-how-to-make-them-free/#comment-1077</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Sat, 14 Mar 2009 23:53:42 +0000</pubDate>
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		<description>Instead of asking for points from seller, just ask for a lower price.  It costs the same for the seller, but you get to deduct the points from your income tax.</description>
		<content:encoded><![CDATA[<p>Instead of asking for points from seller, just ask for a lower price.  It costs the same for the seller, but you get to deduct the points from your income tax.</p>
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		<title>By: Arizona Mortgage Rates January 16 2009 &#124; Phoenix Area Real Estate Blog</title>
		<link>http://www.arizonamortgageteam.com/mortgage-discount-points-how-to-make-them-free/#comment-750</link>
		<dc:creator>Arizona Mortgage Rates January 16 2009 &#124; Phoenix Area Real Estate Blog</dc:creator>
		<pubDate>Fri, 16 Jan 2009 16:33:42 +0000</pubDate>
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		<description>[...] People are continuing to refinance (assuming they can) while rates are low - so most loan officers I know are busy.  Recently we have been asked the question a number of times &#8220;does it make sense to buy the rate down any lower?&#8221; so I thought I would highlight an example of when it might make sense to pay discount points. [...]</description>
		<content:encoded><![CDATA[<p>[...] People are continuing to refinance (assuming they can) while rates are low &#8211; so most loan officers I know are busy.  Recently we have been asked the question a number of times &#8220;does it make sense to buy the rate down any lower?&#8221; so I thought I would highlight an example of when it might make sense to pay discount points. [...]</p>
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